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| Service & Maintenance | Basic All bikes except e-bike |
Standard All bike types |
Premium Only E-bike |
Speedpedelec Only speed-pedelec |
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| Annual budget | 100€ p/year | 150€ p/year | Unlimted | 300€ p/year |
| You receive an annual budget for each package that you can spend on service and maintenance. With the Premium package you have an unlimited annual budget. Below is an overview of all services that fall within the various packages: | ||||
| Annual maintenance |  |
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| Replace (wear) parts | |
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| Replace tires | |
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| Reparations | |
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| Reparation parts | |
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| Road assistance (NL) | |
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| All-risk insurance (EU) | ||||
| Theft | |
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| Damage | |
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| Accident | |
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| Vandalism | |
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| Total loss | |
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| Liability insurance speed-pedelec |  |
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| Free rental bike (e-bike & speed-pedelec) | 7 dagen | 7 dagen | 7 dagen | 7 dagen |
| Own risk theft | ||||
| Bike | €0 | €0 | |
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| E-bike | |
€0 | €0 | |
| (E-)Cargo bike / road bike / MTB → With tracking |
€0 | €0 | €0 | |
| (E-)Cargo bike / road bike / MTB → Without tracking |
10% | 10% | 10% | |
| Speed-pedelec → With tracking |
€0 | €0 | €0 | €0 |
| Speed-pedelec → Without tracking |
10% | 10% | 10% | 10% |
| Own risk damage | €25 | €25 | €25 | €25 |
| Legal aid accident | |
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The amount of your monthly lease payment depends on your taxable income. The tax saving is calculated based on the corresponding tax scale & various (general) tax credits you pay.
The addition is always 7% of the retail price of the bicycle. This is added to your taxable income, tax is paid on it and then this amount is subtracted from your taxable income again. In practice, the net addition comes down to a few Euros per month. For a bicycle with a recommended retail price of €2500 this is: €2,500 * 7% / 12 months = €14.58 * 37.1% (tax scale) = €5.41 net addition per month.
The lease price is the gross lease amount for the bicycle. This amount, together with the service and insurance package, is deducted from your taxable income, so that you do not have to pay tax on this amount.
€20,00 is the gross amount for the service and insurance package. This amount, together with the lease price, is deducted from your taxable income, which means you do not have to pay tax on this amount. The lease price and the service and insurance package together make up the lease amount you pay to the leasing company each month.
Are you self-employed, do you meet the hour criterion and have you not yet reached the state pension age at the beginning of the calendar year? Then the self-employed tax deduction in 2021 is an amount of € 6.670
The SME profit exemption is a percentage of the profit made by one or more companies. The exemption amounts to 14% of the profit. You must first reduce the profit with the self-employed tax deduction.
The amount of your monthly lease payment depends on your monthly gross salary. The tax saving is calculated on your net salary. Herewith you can see your net salary difference as well as the monthly net costs for your lease bike.
This shows the new taxable income on which you owe tax. You pay relatively less tax, which gives you a tax advantage.
This shows that with a lease bike you save on your taxes. This is because your taxable income is lower with a lease bike than without one.
The additional tax is deducted from this. After all, you have already paid tax on the additional taxable benefit for service, insurance & including the additional taxable benefit.
Your annual income is shown here. This consists of the income after taxes. After the tax payment, the self-employed deduction and 14% profit exemption are added to reach the net annual income.
Here is your net monthly income. This is your annual income divided by 12.
Calculate here how beneficial it is to lease a bicycle on a business basis. As a self-employed person, you can deduct the leasing costs from your profit.
Would you like to receive the calculation of your savings by email?
Regeling in de btw
De fietsregeling moet ook verwerkt worden in de btw-administratie van de werkgever. De werkgever krijgt hiermee te maken als hij btw-ondernemer is en de werkgever met btw belaste leveringen of diensten verricht.
Een btw-ondernemer heeft in beginsel recht op aftrek van btw op goederen of diensten die hij voor btw-belaste doeleinden bestemt. Bij privégebruik daarvan dient een correctie plaats te vinden. Voor de btw geldt ook woon-werkverkeer als privégebruik. Voor de fiets die een btw-ondernemer koopt en aan de werknemer verstrekt of ter beschikking stelt, geldt een afwijkende regeling.
Goedgekeurd is dat als de inkoopprijs van de aan de werknemer verstrekte fiets (na aftrek van de eventuele eigen bijdrage van de werknemer*) hoger is dan € 749,- inclusief btw, de aftrek van btw uitgesloten is voor het bedrag dat uitkomt boven € 749,-. Tot de grens van € 749,- inclusief btw komt de btw volledig voor aftrek in aanmerking (mits de ondernemer volledig aftrekgerechtigd is). Buiten deze goedkeuring gelden de normale wettelijke regels.
*Let op: het gaat hier om een netto eigen bijdrage die kan worden verrekend met de bijtelling. Bij Lease a Bike ruilt de medewerker brutoloon, vakantiedagen, bonus, IKB-budget of mobiliteitsbudget uit in ruil voor een leasefiets. Dit heeft dus geen impact op de btw-correctie.
First you add 7% of the retail price of the bicycle to your income. Then you deduct wage (income) tax from this. This is also shown on the paycheck.
Example:
Suppose the new price of the chosen bicycle is € 2,500 and the yearly addition is €175. If you divide this amount by 12 (months), you arrive at €14.58 of addition per month. You add this amount to your gross income. This means that each month tax is also paid on this amount. If you then calculate this again, that extra tax comes down to about € 5 per month.
Our goal is to make it as carefree as possible for you. That's why we provide all our bikes with standard all-risk insurance and 24/7 roadside assistance. In addition, you choose between the following maintenance packages at a competitive rate:
The exact amount for insurance depends on the price of the bicycle. The monthly service and insurance costs are incorporated into the lease amount. The maintenance package includes maintenance, repairs and service work caused by wear and tear (including tires).
We offer all types of bicycles, which is well over 200! From e-bikes to granny bikes and mountain bikes to electric cargo bikes.
As of Oct. 1, 2022, the acquisition price will change from 15% to 20% for all leases entered into after Oct. 1, 2022. In brief:
This change only affects all new contracts after Oct. 1, 2022;
Nothing will change for existing lease contracts;
Did you order your bike before October 1, 2022 and was your order code entered by the bike store? Then the 15% acquisition price applies to you;
Because the residual value (acquisition price) goes up, the lease costs go down;
For more information click here.
Want to know what the lease bike will cost you after October 1, 2022? Click here.
If your organization cannot or will not pay the full lease amount, you can voluntarily offset ('exchange') the lease costs and the service and insurance package against the gross salary. The gross salary then decreases slightly, which also means that there is less tax to pay. This way the gross/net benefit has advantages. Depending on which tax bracket you're in, you can save up to 35% compared to buying a bicycle privately. If your employer also makes a contribution to the lease amount, you save up to 80%!
You can easily combine them with the lease bike. This is how it works:
For commuter kilometers with the lease bicycle you don’t have a right to the untaxed kilometer compensation. But for the kilometers covered by other means of transport - such as your own car or public transport - you may continue to receive the kilometer compensation.
Example:
Suppose that before the bike plan, you went to work five days a week by private car. They received an allowance for this. Now that you have a lease bike, you cycle to work two days a week and use your car three days a week. This means that you can continue to pay a kilometer allowance for three days a week. Your employer can reinvest the two days of allowance in the lease amount at no cost, which means you would pay an even lower monthly amount.
With over 1100 affiliated bike stores, there is always one that is near you. You can go to the local bike store around the corner, but also to one of the specialty stores across the country. For purchase and maintenance. This way you can get on their bicycles without a care in the world. Check our dealer locator for all connected bike stores.
Lease a Bike offers four service and maintenance packages at a competitive rate. In addition, we automatically include all-risk insurance for you. Whichever package you choose, the costs are included in the lease price. This can therefore be deducted from your gross salary. Amazing right?
The annual budget available for service and maintenance per package is:
Please note: the budget for the Basic, Standard and Speed-pedelec packages is annual. It is not possible to carry over remaining amounts to the new year.
Absolutely! For a lease bike, accessories can be leased along for 15% of the recommended retail price. The gross/net benefit therefore also applies here. However, this only applies to accessories that can be attached to the bike, such as a different saddle, panniers, crate or new pedals. Exceptions to this rule are a helmet and chain lock. For other "loose" accessories, such as a rain suit, bike computer, this advantage does not apply and they can therefore not be leased.
Keep in mind that you lease any accessories directly along with your bike. As soon as you leave the store with your new bike, the lease contract is activated. After that, no more accessories can be added.
The bottom line is that you may be dealing with one expense:
Absolutely! If the company where you work facilitates the lease bike plan and therefore does not make a monthly contribution, you may pay your monthly costs from your gross salary. This is called voluntary exchange. The ‘Belastingdienst’ (tax authorities) have specified this in the so-called cafeteria plan. Through this construction, your gross salary is temporarily reduced by the monthly lease amount.
If you agree with the company where you work that you will voluntarily exchange your gross salary, you will make arrangements together about how this will be handled in the payroll system and whether it will affect your pension, vacation allowance, bonus or thirteenth month. In our experience, a lease bike does not usually affect this.
In practice, we see that all employers ensure that this has no impact on the aforementioned issues.
A lease bike can have an impact on the amount of an employee's mortgage. An employee (as opposed to someone who is self-employed) does not get a BKR listing. However, it can have a small impact on the amount of the mortgage.
An explanation:
The lease company and the company have a business agreement for leased bicycles, which in principle works just like a lease car.
This means that the mortgage (and possibly other things like rent allowance) is calculated on an amount of €38,800. This of course has an impact on the amount that can be loaned.
After the lease term has expired, you can take over your lease bike from us for about 20% of the new value. The exact price depends on the condition of your bike after 36 months.
Would you rather return the bike? No problem. We'll take it back free of charge. No small print, no worries!
Yes. The company where you work determines the maximum amount. It is important that this is respected.
If you are looking for a bicycle that is more expensive than the maximum amount specified by the company where you work, you will unfortunately not be able to pay the difference yourself. If you do have your sights set on a more expensive bike, you should contact your HR department to discuss the possibilities.
Good to know: even if the company where you work 'merely' facilitates the bike plan, a company bicycle is up to 35% cheaper than a private purchase! This has to do with the fiscal advantage of a company bicycle.
Yes this is possible, but it is good to keep two things in mind:
1. The bike is insured for the sale price. If you trade in your bike, the sale price is lower. This means that if your bike is stolen you will not be able to get the same bike in return.
2. It is more profitable for yourself to arrange this outside the platform. Suppose the value of the bicycle is €500. You then factor this in as a discount on your lease price. Although this reduces the lease price, it is not proportionate to the €500 because you have no gross/net benefit over the €500. It is therefore smarter to get the €500 in cash from the bike store and put the bike on the lease for the full price.
A lease contract is always entered into for 36 months. It may happen that you leave prematurely, when that happens there are a number of options:
1. You find a colleague who wants to take over the existing lease contract
The contract continues and you do not have to pay the remaining lease terms.
2. The contract is terminated prematurely
If you decide to leave or your contract is not extended, there are two options, namely A) take over the bicycle + pay the remaining lease terms or B) do not take over the bicycle + pay the remaining lease terms. These options are described below. The remaining lease terms are without the costs of the insurance and service and maintenance package.
A. You choose to take over the bicycle.
In that case, you pay the remaining lease terms plus the takeover price (approximately 20%) net in one go.
Example: You choose a bicycle of €2500 to €90 gross per month (see your own monthly amount on your lease contract in the platform) and decide to leave your employment on your own initiative after 24 months. You choose to take over the bicycle. Your employer buys out the contract by paying off the remaining lease terms minus service and insurance (+-€23 per month). Your employer then sells the bicycle to you for 12 x €67 = €804 + €500 (20% of the new value) = €1,304.
B. You choose not to take over the bicycle and return it.
In this case, you are responsible for paying the remaining lease terms. Your employer buys out the contract for the remaining terms. Your employer then deducts this from your net salary. In line with the example above, this amounts to a deduction of: 12 x €67 = €804.
How annoying! Unfortunately this can happen. If your bike is stolen, first report it to the police. It is important that you have both original keys in your possession and that you include the frame number in the report. You can find this number via our platform.
After reporting the theft you go to your Lease a Bike store to fill out a theft form together. This is a digital form that the bike store can find in the platform. The bike store will then request a new bike for you. And in the meantime, you will receive a comparable rental bike - as quickly as possible - for a maximum of seven days. Your contract continues. In case of theft there is no excess, except for a racing or mountain bike. For these bikes, the excess in the event of theft is 10% of the new value.
Do you have a Speed-Pedelec leased bicycle? Then it is necessary to indicate on the report that it is a Speed-Pedelec vehicle. It is mandatory to include the license plate number.
If you notice that you have damage to your bicycle, make an appointment with your Lease a Bike store as soon as possible to fill in a damage form together. This is a digital form that the bike store can find in the platform. After approval, the bike store will repair the damage on the spot. If that doesn’t work, you will be given a comparable replacement bike for a maximum of seven days. Your contract continues as usual. An excess of €25 applies to any damage, except for racing and mountain bikes. For these bikes, the excess is € 50 per claim.
If you have been involved in an accident and there is a third party involved, you can call in the personal injury assistance of DAS. They can hold the insurer of the party that caused the accident liable on your behalf and claim the material and immaterial damage.
Check Das lets injury for more information, or contact the personal injury helpdesk of DAS:
T: 020-6517215
Good to know, they work on a no cure no pay basis. This means that they collect the costs from the insurer of the person who caused the damage. You therefore run no financial risk.
Tip: have you been involved in an accident? Take pictures of the situation and write down the contact details of the other party (parties).
Within each service and insurance package is 24/7 repatriation service included. If you break down on the road you can call the number below and you will be assisted. Please indicate clearly that you have a lease bike from Lease a Bike. The breakdown assistance team provides repatriation throughout the Netherlands and Belgium. From the place where you were stranded to your local Lease a Bike store. If the bike store is not open at that time, you will be taken home.
The phone number of the breakdown assistance team is: 088-1121776.
No, you don't have to. You can visit any Lease a Bike bike store for service and maintenance.
Using the frame number of your bike, the bike store employee can directly deduct the cost of maintenance from your annual budget.
When your bike needs servicing, you can contact a Lease a Bike bike store. By phone or email you can schedule an appointment at your convenience. There are also a number of bicycle stores that offer the possibility to schedule a service online.
Important: Please indicate clearly that it is a lease bike via Lease a Bike and have the contract ID and frame number of your bike ready.
*All service packages include All-risk insurance on damage and theft. And 24/7 repatriation service.
Tip: In the calculator you will find under ''compare service packages'', an extensive overview with the contents of the different service packages.
The service packages include repairs, annual maintenance and/or service work caused by wear and tear that affect the user safety or proper functioning of the lease bike.
Tip: In the calculator you will find under ''compare service packages'', an extensive overview with the contents of the various service packages.
Service, including roadside assistance, is included in the fixed lease price. If your bike is repaired on the spot by ANWB roadside assistance and you have paid for this, you can use this form to claim the costs incurred from us, provided your budget is sufficient.
With 1,500 affiliated bike shops, there is always one near you. You can go to the local bike shop around the corner, but also to specialist shops throughout the country. For purchase and maintenance. This way, you can always get on your bike without a care in the world. Check our dealer locator for all affiliated bike shops.
